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Affordable Sterling Heights Dentist

Healthy teeth and gums are a major factor in your overall health and quality of life. Because dentistry plays such an essential role in total-body health, Dr. Smith strives to help our patients receive the high-quality dentistry they deserve, regardless of cost. We work to find flexible payment methods for our patients in Sterling Heights and surrounding areas such as Troy, Fraser, and Detroit, MI. 

At Sterling Heights Dentistry, our team of dental professionals provides transparent, straightforward pricing and will walk you through your payment options. It’s our pleasure to help you receive the dental work you need to live your life to the fullest.

Our Convenient Payment Options

Paying for your dental treatment shouldn’t be stressful. That’s why we accept a variety of payment options, including: 

  • Cash
  • Major Debit & Credit Cards
  • HSAs & FSAs
  • Dental Insurance
  • CareCredit®
  • LendingPoint
  • Financing (Layaway) Plans

Understanding Dental Insurance

Dental insurance works by financing a portion of the cost of certain dental procedures. You’ll pay a monthly premium, and in return, the insurance company will help cover the cost of your dental care. This financing system can reduce the financial burden of dental treatments and make it more affordable for you to maintain good oral health.

It’s important to remember that every dental insurance plan is different, and the coverage and benefits can vary widely. However, most insurance plans will cover a portion of the cost of routine dental care, such as cleanings and exams, as well as more extensive procedures like fillings, extractions, and even orthodontic work.

Please don’t hesitate to ask one of our dental professionals if you have any questions or concerns about how your dental insurance works. Our team is here to help you understand your coverage and make the most of your dental insurance benefits.

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Prime Advantage Membership Plan

As an experienced dentist, Dr. Smith knows that one of the primary barriers to receiving necessary oral health treatments is the cost of dental care, especially without insurance. That’s why we’re proud to offer the Prime Advantage Membership Plan with a range of options to provide you with high-quality dental care for a price that fits your budget. 

With several levels of care and plans for all ages, the Prime Advantage Membership Plan provides essential dental services. We want you to rest assured, knowing you’ll always be able to access your necessary dentistry treatments without breaking the bank.

What is CareCredit®?

CareCredit is a healthcare credit card that provides financing options for medical and dental expenses. Patients eligible for the CareCredit Card can use it to pay upfront at their dental appointments. You’ll then pay back the total cost in more manageable amounts over the following months, often with minimal to no interest. 

The benefits of CareCredit include the following:

  • No Upfront Costs: The CareCredit card allows users to pay for treatments immediately without upfront costs.
  • Low Monthly Payments: CareCredit offers plans with low monthly payments, making it easier to manage the cost of dental treatments.
  • Widely Accepted: The CareCredit card is accepted at over 200,000 healthcare providers, making it a convenient option for dental and other healthcare expenses.
  • No Pre-Payment Penalties: CareCredit does not impose penalties for early payments, allowing users to pay their balance at their own pace.
  • Low-Interest Options: Some CareCredit plans offer low-interest or interest-free financing, helping users save money on dental expenses.
  • Fast and Easy Application Process: CareCredit’s application process is simple and efficient, so patients get approved and start using their cards quickly.

CareCredit makes dental care affordable for people with a wide range of budgets. Check the CareCredit website for additional information and to apply!

A father and daughter sit on the couch at home. He's holding her and they're both smiling confidently thanks to their dental financing options.
A woman hugs a man and he smiles at her over the shoulder. They're in Europe because they saved so much money with the Dental Savers Plan

LendingPoint Dental Loans

LendingPoint loans can help you pay for your dental treatment by providing you with a personal loan. With a LendingPoint loan, you can borrow the funds you need to pay for your dental expenses and repay the loan over time with fixed monthly payments and repayment terms.

By providing you with a loan, LendingPoint can help you pay for your dental treatment and spread the cost over time, making it easier to manage the expense. These loans offer several advantages, including:

  • Flexible Loan Amounts: You can borrow the exact amount you need to cover your dental treatment costs.
  • Fixed Interest Rates: LendingPoint loans have fixed interest rates, so your monthly payment stays the same for the life of your loan.
  • Convenient Repayment Terms: Choose a repayment term that works for you, from 24 to 48 months.
  • Fast Funding: LendingPoint can provide funds within a day of approval, allowing you to pay for your dental treatment quickly.
  • Easy Application Process: LendingPoint’s online application process is quick and easy, allowing you to apply from the comfort of your home.

Frequently Asked Questions

Dental Care That Won’t Break Your Budget

At Sterling Heights Dentistry, the last thing we want is for our patients to worry about the cost of dental treatments. Your health is our priority, so we offer dental financing options to relieve the burden of upfront payment from our patients’ minds. With our Prime Advantage Membership Plan, dental insurance, CareCredit, LendingPoint, and flexible payment options, we’re happy to provide affordable oral health care for all our Detroit-area dental patients. 

Learn more about financing your dental treatment by visiting our Sterling Heights dental office. Call (586) 939-5151 or fill out our online contact form to schedule your appointment.